Financing

Through CityWide Development Corporation, the City of Dayton, and other sources, a wide variety of financial assistance and incentive programs are available to business owners. Our goal is to ensure that a diverse collection of businesses can thrive and grow in the city of Dayton. Whether you are starting a new business or expanding an existing one, financial assistance is available.

Direct Loans
Low down payments, below-market interest rates and gap financing for real estate acquisition, renovation, new construction, equipment, working capital, and more.

Loan Description

SBA 504 Loans
Long-term financing with low down payments and fixed, below-market interest rates.

Loan Description

Venture Capital Loans
For businesses that are long on profit potential but short on cash. High-growth companies and leveraged buy-outs are considered for "mezzanine" debt or equity financing.

Loan Description

Regional 166 Loans
For owner-occupied, existing manufacturing businesses in Dayton.

Loan Description

Well Field Protection Area Programs
Two programs to assist businesses located in Dayton’s Well Field Protection area.

Loan Description

Neighborhood Business Assistance Loans
Financial assistance for existing and expanding neighborhood-based small businesses in the city of Dayton (excluding the Downtown Priority Board).

Loan Description

Enterprise Zones
Reduced taxes on personal property investment.

Ohio Job Creation Tax Credit
Refundable corporate franchise or state income tax credits based the number of jobs created and the associated wages.

Foreign Trade Zone
For more information on additional loan programs click here.

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